Virginia Homebuyer Assistance Search Results


Administered by: Hampton Rdevelopment and Housing Authority
Program Name: Homeowner Rehabilitation Program
Type of Assistance: Grant
Maximum Assistance Amount: $25,000
Purpose: Rehabilitation
Brief Program Description: Provide grants to eligible low-moderate income owner-occupants for housing rehabilitation to correct code deficiencies and make general improvements.
General Property Requirements: Contact agency for any property requirements.
Area Served: Hampton
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Penny Henry, Homeownership Administrator
Telephone: (757) 727-1111 ext 314
Email: phenry@city.hampton.va.us
 


Administered by: York County
Program Name: Local Rehabilitation
Type of Assistance: Grant
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: This program serves to eliminate safety or health hazards, thereby permitting numerous eligible citizens to remain in their household.
General Property Requirements: Contact agency for any property requirements.
Area Served: York County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Division of Housing & Neighborhood Revitalization
Telephone: (757) 890-3885
Email: varnerd@yorkcounty.gov
 


Administered by: Virginia Department of Housing and Community Development
Program Name: Emergency Home Repair Program
Type of Assistance: Grant
Maximum Assistance Amount: $1,000
Purpose: Rehabilitation
Brief Program Description: The objective for this program is to assist lower-income families in removing imminent health and safety hazards.
General Property Requirements: Contact agency for any property requirements.
Area Served: York County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Division of Housing & Neighborhood Revitalization
Telephone: (757) 890-3885
Email: varnerd@yorkcounty.gov
 


Administered by: Hampton Rdevelopment and Housing Authority
Program Name: Wheelchair Grant Program
Type of Assistance: Grant
Maximum Assistance Amount: $10,000
Purpose: Rehabilitation
Brief Program Description: A grant to provide materials to build wheelchair ramps for non-ambulatory residents.
General Property Requirements: Contact agency for any property requirements.
Area Served: Hampton
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Penny Henry, Homeownership Administrator
Telephone: (757) 727-1111 ext 314
Email: phenry@city.hampton.va.us
 


Administered by: Roanoke Redevelopment and Housing Authority
Program Name: Operation Paintbrush
Type of Assistance: Grant
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Funds fo exterior paint.
General Property Requirements: Contact agency for any property requirements.
Area Served: Roanake
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Roanoke Redevelopment and Housing Authority
Telephone: (540) 983-9281
Email: rrha@roanoke.infi.net
 


Administered by: Roanoke Redevelopment and Housing Authority
Program Name: Critical Assistance Repair for the Elderly
Type of Assistance: Grant
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Finances non-cosmetic home repairs for very low income elderly homeowners.
General Property Requirements: Contact agency for any property requirements.
Area Served: Roanake
General Applicant Requirements: 1) Senior Citizen. 3) Meet income limits.
To qualify or for more information, contact: Roanoke Redevelopment and Housing Authority
Telephone: (540) 983-9281
Email: rrha@roanoke.infi.net
 


Administered by: Alleghany County
Program Name: Emergency Home Repair Program
Type of Assistance: Grant
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: This program assists low- to moderate-income families with emergency repairs and accessibility improvements such as plumbing repairs, structural repairs, electrical repairs where hazards exist, roof repair/replacement, heating system repair/replacement, and accessibility improvements.
General Property Requirements: Contact agency for any property requirements.
Area Served: Alleghany County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Melissa Landis, County Administrator’s Office
Telephone: (540) 863-6600
Email: N/A
 


Administered by: Hampton Rdevelopment and Housing Authority
Program Name: Paint Program
Type of Assistance: Grant
Maximum Assistance Amount: $5,000
Purpose: Rehabilitation
Brief Program Description: A grant to provide materials to eligible low-to-moderate income owner-occupants to paint their homes.
General Property Requirements: Contact agency for any property requirements.
Area Served: Hampton
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Penny Henry, Homeownership Administrator
Telephone: (757) 727-1111 ext 314
Email: phenry@city.hampton.va.us
 


Administered by: Virginia Beach
Program Name: Ownership Opportunities
Type of Assistance: Grant
Maximum Assistance Amount: $3,000
Purpose: Purchase
Brief Program Description: Funds for down payment or closing cost assistance.
General Property Requirements: 1) Owner occupied single family homes, town homes, and condominiums in Virginia Beach. 2) Mortgage and real estate taxes must be up to date. 3) City real estate assessment cannot exceed $133,000.
Area Served: Virginia Beach
General Applicant Requirements: 1) First Time Buyers. 2) Have not owned a home during the 3-year period prior to purchase through this program. 3) Must complete required educational seminar, financial counseling and maintenance courses. 4) Meet income limits.
To qualify or for more information, contact: Housing and Neighborhood Preservation
Telephone: (757) 426-5750
Email: N/A
 


Administered by: Virginia Beach
Program Name: Emergency Home Repair Grant
Type of Assistance: Grant
Maximum Assistance Amount: $4,000
Purpose: Rehabilitation
Brief Program Description: Provide a one-time only grant for emergency repairs. An emergency repair is defined as "any physical improvement, adaptation or modification which is not of a cosmetic nature and is required to remove imminent health and safety hazards". Any additional assistance under this program will be in the form of a no-interest deferred loan to be secured by a Deed of Trust.
General Property Requirements: 1) Owner occupied single family homes, town homes, and condominiums in Virginia Beach. 2) Mortgage and real estate taxes must be up to date. 3) City real estate assessment cannot exceed $133,000.
Area Served: Virginia Beach
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Housing and Neighborhood Preservation
Telephone: (757) 426-5750
Email: N/A
 


Administered by: Richmond
Program Name: Blackwell First-Time Homebuyer Loan Program
Type of Assistance: Grant
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: The grant is designed to cover a down payment and other expenses, such as moving expenses that occur with the purchase of a new home.
General Property Requirements: Property must be in the Blackwell area.
Area Served: Richmond
General Applicant Requirements: 1) Meet income limits. 2) Must live in house for at least five years.
To qualify or for more information, contact: Southside Community Development and Housing Corporation
Telephone: (804) 231-4449
Email: N/A
 


Administered by: Hampton Rdevelopment and Housing Authority
Program Name: Emergency Grant Program
Type of Assistance: Grant
Maximum Assistance Amount: $10,000
Purpose: Rehabilitation
Brief Program Description: Funds emergency repairs for eligible very low income owner-occupants.
General Property Requirements: Contact agency for any property requirements.
Area Served: Hampton
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Penny Henry, Homeownership Administrator
Telephone: (757) 727-1111 ext 314
Email: phenry@city.hampton.va.us
 


Administered by: James City County
Program Name: Emergency Home Repair
Type of Assistance: Grant
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Available to qualified low income individuals for unexpected, emergency home repairs. Program funds may also be used to adapt homes for handicapped accessibility.
General Property Requirements: Contact agency for any property requirements.
Area Served: James City County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: James City County Office of Housing and Community Development
Telephone: (757) 220-1272
Email: N/A
 


Administered by: Rural Housing Service
Program Name: Mutual Self-Help Loans
Type of Assistance: Grant
Maximum Assistance Amount: Contact agency for amount.
Purpose: Construction
Brief Program Description: Used primarily to help very low- and low-income households construct their own homes. The program is targeted to families who are unable to buy clean, safe housing through conventional methods.
General Property Requirements: Property must be in rural area.
Area Served: State of Virginia
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: USDA, Culpeper Building, Suite 238, 1606 Santa Rosa Road, Richmond, VA 23229
Telephone: (804) 287-1590
Email: N/A
 


Administered by: Rural Housing Service
Program Name: Housing Repair & Rehabilitation Grant
Type of Assistance: Grant
Maximum Assistance Amount: $7,500
Purpose: Rehabilitation
Brief Program Description: These loans are available to very low-income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home, or to remove health and safety hazards.
General Property Requirements: Property must be in rural area.
Area Served: State of Virginia
General Applicant Requirements: 1) 62 years old or older. 2) Homeowner-occupants must be unable to obtain affordable credit elsewhere and must have very low incomes, defined as below 50 percent of the area median income.
To qualify or for more information, contact: USDA, Culpeper Building, Suite 238, 1606 Santa Rosa Road, Richmond, VA 23229
Telephone: (804) 287-1590
Email: N/A
 


Administered by: Nehemiah Corporation of America
Program Name: The Nehemiah Program
Type of Assistance: Grant
Maximum Assistance Amount: 6% of purchase price
Purpose: Purchase
Brief Program Description: The Nehemiah Program provides gift funds for downpayment and closing costs to qualified homebuyers using an eligible loan program, such as FHA or a conventional loan that allows gifts from charitable organizations. Gift funds of 1% to 6% of the final contract sales price can be received, depending on the particular needs of the homebuyer.
General Property Requirements: Contact agency for any property requirements.
Area Served: State of Virginia
General Applicant Requirements: No income or asset limit!
To qualify or for more information, contact: Nehemiah
Telephone: 1-877-634-3642
Email: dap@nehemiahprogram.org
 


Administered by: Roanoke Redevelopment and Housing Authority
Program Name: Downpayment and Closing Cost Assistance Program
Type of Assistance: Grant
Maximum Assistance Amount: $3,500
Purpose: Purchase
Brief Program Description: Grants for first time homebuyers.
General Property Requirements: Contact agency for any property requirements.
Area Served: Roanake
General Applicant Requirements: 1) First time homebuyer. 2) Meet income limits.
To qualify or for more information, contact: Roanoke Redevelopment and Housing Authority
Telephone: (540) 983-9281
Email: rrha@roanoke.infi.net
 


Administered by: Richmond Redevelopment and Housing Authority
Program Name: Housing Repair and Grant Program
Type of Assistance: Grant
Maximum Assistance Amount: $10,000
Purpose: Rehabilitation
Brief Program Description: Provides funds to repair conditions that violate city building codes.
General Property Requirements: Contact agency for any property requirements.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Richmond Redevelopment and Housing Authority
Telephone: (804) 780-4739
Email: N/A
 


Administered by: Futures Home Assistance Program
Program Name: Futures Home Assistance Program
Type of Assistance: Grant
Maximum Assistance Amount: 6% of the purchase price.
Purpose: Purchase
Brief Program Description: Gifts of up to 6% of the purchase price are made based on the purchaser's ability to qualify for a loan and seller's participation in the program. This allows the buyer to be able to purchase with no money out of the pocket.
General Property Requirements: Contact lender for any property requirements.
Area Served: State of Virginia
General Applicant Requirements: Contact lender for any applicant requirements.
To qualify or for more information, contact: Futures Home Assistance Program
Telephone: (800) 672-4055
Email: Support@OnlineWithFutures.org
 


Administered by: Partners in Charity
Program Name: Down Payment Assistance Program
Type of Assistance: Grant
Maximum Assistance Amount: 10% of purchase price.
Purpose: Purchase
Brief Program Description: Provides gifted down payments to qualified buyers with no repayment and no second mortgage or lien of any type.
General Property Requirements: Contact agency for any property requirements.
Area Served: State of Virginia
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Partners in Charity
Telephone: (800)705-8350
Email: info@partnersincharity.org
 


Administered by: AmeriDream Charity, Inc
Program Name: Down Payment Gift Program
Type of Assistance: Grant
Maximum Assistance Amount: 5% of purchase price.
Purpose: Purchase
Brief Program Description: Provides eligible buyers with up to five percent of the purchase price of a home for a down payment or closing costs. This gift does not have to be repaid.
General Property Requirements: The homebuyer must purchase a home from a builder or seller who has enrolled his or her home in the program.
Area Served: State of Virginia
General Applicant Requirements: A homebuyer must contact a lender and qualify for a loan that allows gift funds.
To qualify or for more information, contact: AmeriDream, Inc., 18310 Montgomery Village Ave., Third Floor, Gaithersburg, MD 20879
Telephone: Toll-free: (866) 263-7437 (1-866-AMERIDREAM) or locally at: (301) 977-9133
Email: info@ameridream.org
 


Administered by: United American Housing and Education Foundation
Program Name: Alliance Housing Assistance Program
Type of Assistance: Grant
Maximum Assistance Amount: 5% of purchase price or $10,000 maximum, whichever is lower.
Purpose: Purchase
Brief Program Description: Grants can be used with any home loan program that allows gift funds from a non-profit charitable organization to cover borrower's down payment, closing costs, and/or prepaid expense.
General Property Requirements: Any lender approved home, new construction or existing, including: single-family (1-4) unit properties, manufactured homes, modular homes, condominiums, townhouses.
Area Served: State of Virginia
General Applicant Requirements: Any qualified homebuyer needing gift funds in order to purchase a home utilizing an eligible loan program may participate in the Alliance Housing Assistance Program. The Homebuyer must complete and sign a “Gift Letter.” The Alliance Housing Assistance Program does not have income limits.
To qualify or for more information, contact: Bill Bruton
Telephone: (972) 772-1904
Email: billb@allianceassistance.org
 


Administered by: Roanoke Redevelopment and Housing Authority
Program Name: Quick Response to Emergencies Program
Type of Assistance: Grant
Maximum Assistance Amount: $8,000
Purpose: Rehabilitation
Brief Program Description: Provides grants to very low income homeowners to repair potentially life-threatening emergencies including broken pipes, inoperable heating or electrical systems, and significant fire or storm damage not covered by insurance.
General Property Requirements: Contact agency for any property requirements.
Area Served: Roanake
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Roanoke Redevelopment and Housing Authority
Telephone: (540) 983-9281
Email: rrha@roanoke.infi.net
 


Administered by: James City County
Program Name: Indoor Plumbing/Housing Rehabilitation
Type of Assistance: Grant / Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Installation of indoor plumbing, connection to public water and sewer where available, and repair of failed well and septic systems are emphasized.
General Property Requirements: Contact agency for any property requirements.
Area Served: James City County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: James City County Office of Housing and Community Development
Telephone: (757) 220-1272
Email: N/A
 


Administered by: Loudoun County
Program Name: Single Family Regional Loan Fund
Type of Assistance: Grant / Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Low-interest first and second trust financing and grants to qualified purchasers.
General Property Requirements: Contact agency for any property requirements.
Area Served: Loudoun County
General Applicant Requirements: 1) First-time homebuyers or those who have not owned a home within the last three years. 2) Meet income limits.
To qualify or for more information, contact: Office of Housing Services
Telephone: (703) 777-0389
Email: housing@loudoun.gov
 


Administered by: Waynesboro Redevelopment and Housing Authority
Program Name: Virginia Indoor Plumbing/Rehabilitiation Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: N/A
Purpose: Rehabilitation
Brief Program Description: Provides no-interest loans to low-income homewoners whose dwellings lack functional indoor plumbing.
General Property Requirements: Contact agency for any property requirements.
Area Served: Waynesboro
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Waynesboro Redevelopment and Housing Authority
Telephone: (540) 942-6600
Email: N/A
 


Administered by: Neighbor Housing Services of Richmond
Program Name: Jackson Ward’s Urban Pioneer Program
Type of Assistance: Loan
Maximum Assistance Amount: $7,000
Purpose: Purchase
Brief Program Description: A seven (7) year forgivable loan program to assist with the purchase of houses within the Jackson Ward impact blocks.
General Property Requirements: Must be in the Jackson Ward blocks.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Neighbor Housing Services of Richmond
Telephone: (804) 329-2500
Email: erika@nhsrichmond.org
 


Administered by: Richmond Redevelopment and Housing Authority
Program Name: Urban Homesteading Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Offers applicants the opportunity to become homebuyers or first time homeowners.
General Property Requirements: Property must be from agency's available inventory.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Richmond Redevelopment and Housing Authority
Telephone: (804) 780-4731
Email: N/A
 


Administered by: Fairfax County
Program Name: Home Improvement Loans
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Low interest home improvement loans.
General Property Requirements: Contact agency for any property requirements.
Area Served: Fairfax County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Fairfax County Deptartment of Housing and Community Development
Telephone: (703) 246-5155
Email: rha@fairfaxcounty.gov
 


Administered by: Neighbor Housing Services of Richmond
Program Name: NOW Loan
Type of Assistance: Loan
Maximum Assistance Amount: N/A
Purpose: Purchase / Rehabilitation
Brief Program Description: NOW loans are made between NHS of Richmond and specific banks and are mortgages that require a down payment of just 2%, which is lower than most FHA or conventional loans. These funds can be used for purchase and rehabilitation of property.
General Property Requirements: Contact agency for any property requirements.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Neighbor Housing Services of Richmond
Telephone: (804) 329-2500
Email: erika@nhsrichmond.org
 


Administered by: Richmond Redevelopment and Housing Authority
Program Name: Market-Rate Homeownership Opportunities
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Financing for homes owned by agency.
General Property Requirements: Property must be from agency's available inventory.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Richmond Redevelopment and Housing Authority
Telephone: (804) 780-4342
Email: mdzitzow@rrha.state.va.us
 


Administered by: Prince William County
Program Name: Home Ownership Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: The Home Ownership Assistance Program (HAP) provides financial counseling, Homeownership Education, and deferred loans for downpayment and closing costs
General Property Requirements: Contact agency for any property requirements.
Area Served: Prince William County
General Applicant Requirements: 1) First-time homebuyer. 2) Meet income limits.
To qualify or for more information, contact: Office of Housing and Community Development
Telephone: (703) 792-7531
Email: N/A
 


Administered by: Prince William County
Program Name: Neighborhood Rehabilitation Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: The program is designed to assist with indoor plumbing, health and safety issues, energy conservation and preventive maintenance. The goal of each rehabilitation is to bring the property up to Housing Quality Standards (HQS) set forth by the Department of Housing and Urban Development (HUD). Assistance under this program takes the form of deferred loans which covers the cost of the identified rehabilitation.
General Property Requirements: Contact agency for any property requirements.
Area Served: Prince William County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Office of Housing and Community Development
Telephone: (703) 792-7531
Email: N/A
 


Administered by: Richmond Redevelopment and Housing Authority
Program Name: Homeownership Rehabilitation Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Provides flexible, low-interest loans to those who already own houses, so that these homeowners can rehabilitate their properties in accordance with city building codes.
General Property Requirements: Contact agency for any property requirements.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Richmond Redevelopment and Housing Authority
Telephone: (804) 780-4739
Email: N/A
 


Administered by: Richmond Redevelopment and Housing Authority
Program Name: Lease/Purchase Homeownership Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: A family that participates in the program rents a house for up to one year before purchasing it. Before and during the rental period, the family receives credit counseling as well as training in managing a household, budgeting, making minor home repairs and conserving energy.
General Property Requirements: Contact agency for any property requirements.
Area Served: Richmond
General Applicant Requirements: 1) Meet income limits. 2) Credit worthiness. 3) Steady employment.
To qualify or for more information, contact: Richmond Redevelopment and Housing Authority
Telephone: (804)780-4461
Email: jfcummin@rrha.state.va.us.
 


Administered by: Neighbor Housing Services of Richmond
Program Name: NeighborWorks Second Mortgage Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: N/A
Purpose: Purchase
Brief Program Description: This loan program offers the applicant second mortgage financing at 6-8% and also offers down payment and closing cost assistance.
General Property Requirements: Must be in designated census tracts.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Neighbor Housing Services of Richmond
Telephone: (804) 329-2500
Email: erika@nhsrichmond.org
 


Administered by: First Market Bank
Program Name: First Market Bank Below Market Interest Rate Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: N/A
Purpose: Purchase
Brief Program Description: 30-year fixed rate first mortgage funds available at ½% less than Virginia Housing and Development Authority (VHDA) lending rate.
General Property Requirements: Contact agency for any property requirements.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Joe Hensley of First Market Bank
Telephone: (804) 327-7563
Email: N/A
 


Administered by: Bank of America
Program Name: Bank of America Neighborhood Advantage Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: N/A
Purpose: Purchase
Brief Program Description: Bank of America offers loan rate discounts to purchasers of homes.
General Property Requirements: Must be in designated census tracts.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Bank of America
Telephone: (804) 788-3352
Email: N/A
 


Administered by: Richmond
Program Name: Downpayment Assistance
Type of Assistance: Loan
Maximum Assistance Amount: $5,000
Purpose: Purchase
Brief Program Description: Forgiveable loans for down payment and closing cost assistance.
General Property Requirements: Contact agency for any property requirements.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Housing Opportunities Made Equal (H.O.M.E.)
Telephone: (804)354-0641
Email: N/A
 


Administered by: Alexandria
Program Name: Moderate Income Homeownership Program
Type of Assistance: Loan
Maximum Assistance Amount: $20,000
Purpose: Purchase
Brief Program Description: This program offers second-trust loans for down payment assistance and settlement costs for the purchase of a single-family home, condominium or share in a cooperative. Purchasers must contribute $3,000 or more of their own funds toward the down payment and/or settlement costs.
General Property Requirements: Single-family home, condominium or share in a cooperative.
Area Served: Alexandria
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Office of Housing
Telephone: (703) 838-4622
Email: N/A
 


Administered by: Alexandria
Program Name: Housing Rehabilitation Program
Type of Assistance: Loan
Maximum Assistance Amount: $90,000
Purpose: Rehabilitation
Brief Program Description: This program enables low- and moderate-income owner-occupants to correct code violations and structural problems and to enhance the value and livability of their attached or detached single-family homes. Loans are no-interest and repayment is deferred for 99 years or until the property is sold, whichever comes first.
General Property Requirements: Contact agency for any property requirements.
Area Served: Alexandria
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Office of Housing
Telephone: (703) 838-4622
Email: N/A
 


Administered by: Roanoke Redevelopment and Housing Authority
Program Name: Consolidated Rehab Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: A combination of active and deferred loans and forgivable grants are offered to provide an equitable level of assistance for the activities financed by housing rehabilitation loans.
General Property Requirements: Eligible areas include Conservation Areas, Rehabilitation Districts and Enterprise Zones.
Area Served: Roanake
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Roanoke Redevelopment and Housing Authority
Telephone: (540) 983-9281
Email: rrha@roanoke.infi.net
 


Administered by: Hampton Rdevelopment and Housing Authority
Program Name: Homeowner Improvement Program
Type of Assistance: Loan
Maximum Assistance Amount: $25,000
Purpose: Rehabilitation
Brief Program Description: Provides low-interest financing for general improvement to low-to-moderate income homeowners. Loans are provided at a fixed interest rate of 3%.
General Property Requirements: Contact agency for any property requirements.
Area Served: Hampton
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Penny Henry, Homeownership Administrator
Telephone: (757) 727-1111 ext 314
Email: phenry@city.hampton.va.us
 


Administered by: James City County
Program Name: Affordable Housing Incentive
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Offers a variety of moderately priced homes for first time buyers. The home buyers may qualify for special low interest rate mortgages and down payment assistance.
General Property Requirements: Single family, duplex, cluster and town homes.
Area Served: James City County
General Applicant Requirements: 1) Meet income limits. 2) Acceptable credit history.
To qualify or for more information, contact: James City County Office of Housing and Community Development
Telephone: (757) 220-1272
Email: N/A
 


Administered by: Virginia Beach
Program Name: Facade Program
Type of Assistance: Loan
Maximum Assistance Amount: N/A
Purpose: Rehabilitation
Brief Program Description: Provides a no-interest deferred loan for the correction of exterior code violations to the home of a qualified owner-occupant.
General Property Requirements: 1) Owner occupied single family homes, town homes, and condominiums in Virginia Beach. 2) Mortgage and real estate taxes must be up to date. 3) City real estate assessment cannot exceed $133,000.
Area Served: Virginia Beach
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Housing and Neighborhood Preservation
Telephone: (757) 426-5750
Email: N/A
 


Administered by: Loudoun County
Program Name: Down Payment / Closing Cost Assistance Program
Type of Assistance: Loan
Maximum Assistance Amount: $5,000
Purpose: Purchase
Brief Program Description: 3% interest loan to be used towards the down payment and closing costs. The loan is in the form of a second trust and is paid back over a five (5) year period.
General Property Requirements: New home through the Homebuyers Opportunity Program (HOP) or a re-sale/existing homes.
Area Served: Loudoun County
General Applicant Requirements: 1) First-time homebuyers or those who have not owned a home within the last three years. 2) Meet income limits.
To qualify or for more information, contact: Office of Housing Services
Telephone: (703) 777-0389
Email: housing@loudoun.gov
 


Administered by: Loudoun County
Program Name: Sponsoring Partnerships and Revitalizing Communities (SPARC)
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Provides low interest rate loans to first-time homebuyers
General Property Requirements: Contact agency for any property requirements.
Area Served: Loudoun County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Office of Housing Services
Telephone: (703) 777-0389
Email: housing@loudoun.gov
 


Administered by: Alexandria
Program Name: Law Enforcement Moderate Income Homeownership
Type of Assistance: Loan
Maximum Assistance Amount: $35,000
Purpose: Purchase
Brief Program Description: This program offers second-trust loans for down payment assistance and settlement costs for the purchase of a single-family home, condominium or share in a cooperative. Purchasers must contribute $3,000 or more of their own funds toward the down payment and/or settlement costs.
General Property Requirements: Attached or detached single-family home, condominium or share in a cooperative.
Area Served: Alexandria
General Applicant Requirements: City of Alexandria police officers and deputy sheriffs with households incomes between the federal Section 8 Low Income limits and city established income limits.
To qualify or for more information, contact: Office of Housing
Telephone: (703) 838-4622
Email: N/A
 


Administered by: Department of Housing and Urban Development (HUD)
Program Name: HUD-Insured Loans for Special Credit Risks
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: HUD insures loans for people who have had credit trouble and do not meet standard credit requirements to buy low cost homes. Down payments can be as low as 3 percent, and closing costs can be wrapped into the mortgage.
General Property Requirements: Contact agency for any property requirements.
Area Served: State of Virginia
General Applicant Requirements: Must meet income limits.
To qualify or for more information, contact: HUD Richmond Field Office, 600 East Broad Street, Richmond, VA 23219-4920
Telephone: (804) 771-2100
Email: VA_Webmanager@hud.gov
 


Administered by: Albemarle County
Program Name: Emergency Home Repair
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Repairs to structural defects that place either the occupant or structure in imminent danger. Services to owner occupied and rental housing.
General Property Requirements: Contact agency for any property requirements.
Area Served: Albemarle County
General Applicant Requirements: Contact agency for any applicant requirement.s
To qualify or for more information, contact: Albemarle Housing
Telephone: (434) 817-2447
Email: dbrown@ahipva.org
 


Administered by: State of Virginia
Program Name: Single Family Regional Loan
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Provides below-market-rate mortgages along with down payment and closing cost assistance for lower-income, first-time homebuyers.
General Property Requirements: Contact agency for any property requirements.
Area Served: State of Virginia
General Applicant Requirements: Meet income limits
To qualify or for more information, contact: Department of Housing and Community Development
Telephone: (804) 371-7000
Email: HFUNIT@dhcd.virginia.gov
 


Administered by: Richmond
Program Name: Highland Park Home Improvement Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: 75% of appraised value of property.
Purpose: Rehabilitation
Brief Program Description: This is a regular loan that is designed to help address health and safety issues of an owner-occupied house in the Highland Park Neighborhoods in Bloom area
General Property Requirements: Property must be Highland Park Neighborhoods in Bloom area.
Area Served: Richmond
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Highland Park Restoration and Preservation Program (HP-RAPP)
Telephone: (804) 321-5960
Email: N/A
 


Administered by: State of Virginia
Program Name: Indoor Plumbing Rehabilitation Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: The Indoor Plumbing Rehabilitation Program (IPR) provides low interest, forgivable loans for the installation of indoor plumbing where it does not exist, or where the existing water delivery or waste disposal systems have failed for the owners of substandard housing.
General Property Requirements: Contact agency for any property requirements.
Area Served: State of Virginia
General Applicant Requirements: Contact agency for any property requirements.
To qualify or for more information, contact: Department of Housing and Community Development
Telephone: (804) 371-7000
Email: HFUNIT@dhcd.virginia.gov
 


Administered by: Department of Housing and Urban Development (HUD)
Program Name: Teacher Next Door
Type of Assistance: Loan
Maximum Assistance Amount: 50% discount from the list price.
Purpose: Purchase
Brief Program Description: The U. S. Department of Housing and Urban Development (HUD) wants to make American communities stronger. The Teacher Next Door (TND) program is designed to further this goal by encouraging teachers to buy homes in low and moderate-income neighborhoods.
General Property Requirements: Single family homes located in Revitalization Areas.
Area Served: State of Virginia
General Applicant Requirements: The TND program is open to any person "employed full-time by a public school, private school, or federal, state, county, or municipal educational agency as a state-certified classroom teacher or administrator in grades K-12." Participants must certify that they are employed by an educational agency that serves the school district/jurisdiction in which the home they are purchasing is located. Teachers wishing to purchase a home under the TND program must be in good standing with their employer. Your employer must certify that you are a full-time teacher or school administrator. You don't have to be a first-time homebuyer to participate. However, you cannot own any other home at the time you close on your TND home. You must agree to live in the HUD home as your only residence for 3-years after you move into it.
To qualify or for more information, contact: HUD Richmond Field Office, 600 East Broad Street, Richmond, VA 23219-4920
Telephone: (804) 771-2100
Email: VA_Webmanager@hud.gov
 


Administered by: Department of Housing and Urban Development (HUD)
Program Name: Officer Next Door
Type of Assistance: Loan
Maximum Assistance Amount: 50 % discount from the list price.
Purpose: Purchase
Brief Program Description: The U. S. Department of Housing and Urban Development (HUD) wants to make American communities stronger and to build a safer nation. Public safety improves when police officers live in a neighborhood. The Officer Next Door (OND) program helps make this goal a reality by making homeownership faster and more affordable for Law Enforcement Officers.
General Property Requirements: Single family homes located in Revitalization Areas.
Area Served: State of Virginia
General Applicant Requirements: You must be a full-time, sworn law enforcement officer who is "employed full-time by a Federal, state, county or municipal government; or a public or private college or university." You must be "sworn to uphold, and make arrests for violations of, Federal, state, county, or municipal law." Your employer must certify that you are a full-time police officer with the general power of arrest. You don't have to be a first-time homebuyer to participate. However, you cannot own any other home at the time you close on your OND home. You must agree to live in the HUD home as your only residence for three years after you move into it.
To qualify or for more information, contact: HUD Richmond Field Office, 600 East Broad Street, Richmond, VA 23219-4920
Telephone: (804) 771-2100
Email: VA_Webmanager@hud.gov
 


Administered by: Albemarle County
Program Name: First Time Home Buyer
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Contact agency for details
General Property Requirements: Contact agency for any property requirements.
Area Served: Albemarle County
General Applicant Requirements: Contact agency for any applicant requirement.s
To qualify or for more information, contact: Albemarle Housing
Telephone: (434) 817-2447
Email: dbrown@ahipva.org
 


Administered by: Department of Housing and Urban Development (HUD)
Program Name: HUD-Insured Energy Efficient Loans
Type of Assistance: Loan
Maximum Assistance Amount: $8,000
Purpose: Purchase / Rehabilitation
Brief Program Description: If you are buying or refinancing a home and you'd like to roll the cost of improvements to make the home more energy efficient into your mortgage, HUD's Energy Efficient Mortgage Insurance Program may be for you.
General Property Requirements: Contact agency for any property requirements.
Area Served: State of Virginia
General Applicant Requirements: Must meet income limits.
To qualify or for more information, contact: HUD Richmond Field Office, 600 East Broad Street, Richmond, VA 23219-4920
Telephone: (804) 771-2100
Email: VA_Webmanager@hud.gov
 


Administered by: Albemarle County
Program Name: Owner Occupied Housing Rehabilitation
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Long lasting repairs and improvements to homes of eligible families. Ensuring each home meets HUD Minimum Property Standards.
General Property Requirements: Contact agency for any property requirements.
Area Served: Albemarle County
General Applicant Requirements: Contact agency for any applicant requirement.s
To qualify or for more information, contact: Albemarle Housing
Telephone: (434) 817-2447
Email: dbrown@ahipva.org
 


Administered by: Department of Housing and Urban Development (HUD)
Program Name: HUD-Insured Loans for Rehabs
Type of Assistance: Loan
Maximum Assistance Amount: $25,000
Purpose: Rehabilitation
Brief Program Description: HUD insures loans to rehab and make improvements. There is no upfront mortgage insurance premium.
General Property Requirements: One- to four-unit homes that have been completed for at least one year.
Area Served: State of Virginia
General Applicant Requirements: Must meet income limits.
To qualify or for more information, contact: HUD Richmond Field Office, 600 East Broad Street, Richmond, VA 23219-4920
Telephone: (804) 771-2100
Email: VA_Webmanager@hud.gov
 


Administered by: Department of Housing and Urban Development (HUD)
Program Name: HUD's FHA Loan
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: If you're interested in a buying a home and you meet our credit qualifications, you may be eligible for a low down payment of 3 percent. On a $50,000 home, that's a downpayment of $1,500, compared with $5,000 - $10,000 for most conventional loans. You also can wrap your closing costs and fees into the mortgage.
General Property Requirements: HUD-insured loans are available in urban and rural areas for single family homes and for 2-unit, 3-unit, and 4-unit properties.
Area Served: State of Virginia
General Applicant Requirements: Must meet income limits.
To qualify or for more information, contact: HUD Richmond Field Office, 600 East Broad Street, Richmond, VA 23219-4920
Telephone: (804) 771-2100
Email: VA_Webmanager@hud.gov
 


Administered by: Department of Veterans Affairs
Program Name: VA Home Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase / Construction
Brief Program Description: These loans are often made without any downpayment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans. Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan. And if the lender is approved for automatic processing, as more and more lenders are now, a buyer's loan can be processed and closed by the lender without waiting for VA's approval of the credit application.
General Property Requirements: Single family homes, condos, townhouses.
Area Served: State of Virginia
General Applicant Requirements: 1) Veterans who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 to May 7, 1975) veterans must have at least 90 days' service. Veterans with service only during peacetime periods and active duty military personnel must have had more than 180 days' active service. Veterans of enlisted service which began after September 7, 1980, or officers with service beginning after October 16, 1981, must in most cases have served at least 2 years. 2) Persian Gulf Conflict. Basically, reservists and National Guard members who were activated on or after August 2, 1990, served at least 90 days and were discharged honorably are eligible. VA regional office personnel may assist with eligibility questions. 3) Members of the Selected Reserve, including National Guard, who are not otherwise eligible and who have completed 6 years of service and have been honorably discharged or have completed 6 years of service and are still serving may be eligible. The expanded eligibility for Reserves and National Guard individuals will expire September 30, 2003. Contact the local VA office to find out what is needed to establish eligibility. Reservists will pay a slightly higher funding fee than regular veterans.
To qualify or for more information, contact: Department of Veterans Affairs, Roanoke Regional Loan Center, 210 Franklin Road SW, Roanoke, VA 24011
Telephone: (800) 933-5499
Email: N/A
 


Administered by: Rural Housing Service
Program Name: Housing Repair & Rehabilitation Loan
Type of Assistance: Loan
Maximum Assistance Amount: $20,000
Purpose: Rehabilitation
Brief Program Description: These loans are available to very low-income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home, or to remove health and safety hazards.
General Property Requirements: Property must be in rural area.
Area Served: State of Virginia
General Applicant Requirements: Homeowner-occupants must be unable to obtain affordable credit elsewhere and must have very low incomes, defined as below 50 percent of the area median income.
To qualify or for more information, contact: USDA, Culpeper Building, Suite 238, 1606 Santa Rosa Road, Richmond, VA 23229
Telephone: (804) 287-1590
Email: N/A
 


Administered by: Rural Housing Service
Program Name: Rural Housing Direct Loan
Type of Assistance: Loan
Maximum Assistance Amount: 100% financing
Purpose: Purchase
Brief Program Description: The purpose of this loan is to provide financing at reasonable rates and terms with no down-payment.
General Property Requirements: Property must be in rural area.
Area Served: State of Virginia
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: USDA, Culpeper Building, Suite 238, 1606 Santa Rosa Road, Richmond, VA 23229
Telephone: (804) 287-1590
Email: N/A
 


Administered by: Rural Housing Service
Program Name: Rural Housing Guaranteed Loan
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase / Rehabilitation
Brief Program Description: Used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.
General Property Requirements: Property must be in rural area.
Area Served: State of Virginia
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: USDA, Culpeper Building, Suite 238, 1606 Santa Rosa Road, Richmond, VA 23229
Telephone: (804) 287-1590
Email: N/A
 


Administered by: Department of Housing and Urban Development (HUD)
Program Name: HUD-Insured Loans for Condominiums
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: HUD insures loans to buy or refinance a principal residence in a condominium development. Down payments can be as low as 3 percent, and closing costs can be wrapped into the mortgage.
General Property Requirements: Property must be a condominium.
Area Served: State of Virginia
General Applicant Requirements: Must meet income limits.
To qualify or for more information, contact: HUD Richmond Field Office, 600 East Broad Street, Richmond, VA 23219-4920
Telephone: (804) 771-2100
Email: VA_Webmanager@hud.gov
 


Administered by: Fairfax
Program Name: Home Repair Assistance
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Loans for home repairs of city residents.
General Property Requirements: Contact agency for any property requirements.
Area Served: Fairfax
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Neighborhood Renaissance Office
Telephone: (703) 385-7805
Email: homepride@fairfaxva.gov
 


Administered by: Alexandria
Program Name: Homeownership Asssistance Program
Type of Assistance: Loan
Maximum Assistance Amount: $35,000
Purpose: Purchase
Brief Program Description: This program offers second-trust loans for principal and interest write-downs, down payment assistance and settlement costs for the purchase of an attached or detached single-family home, condominium or share in a cooperative. Purchasers must contribute $2,000 or more of their own funds toward the down payment and/or settlement costs.
General Property Requirements: Attached or detached single-family home, condominium or share in a cooperative.
Area Served: Alexandria
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Office of Housing
Telephone: (703) 838-4622
Email: N/A
 


Administered by: Hampton Rdevelopment and Housing Authority
Program Name: Single Family Regional Loan Fund
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Eligible families receive a 30 year fixed rate mortgage at a 4-3/4% interest rate.
General Property Requirements: Contact agency for any property requirements.
Area Served: Hampton
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Penny Henry, Homeownership Administrator
Telephone: (757) 727-1111 ext 314
Email: phenry@city.hampton.va.us
 


Administered by: Arlington County
Program Name: Home Ownership Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: The Home Ownership Program partners with two non-profit agencies AHOME, Inc and AHC, Inc. to provide Home Ownership Education and financial assistance to eligible households
General Property Requirements: Contact agency for any property requirements.
Area Served: Arlington County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Home Ownership Program
Telephone: (703) 228-3765
Email: hcd@co.arlington.va.us
 


Administered by: Norfolk
Program Name: World Changers
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Funds for rehabilitation - roof replacements (limited height), handicapped ramps, porch repairs, floor and wall repairs, painting (interior and exterior), some window replacements, and other carpentry work
General Property Requirements: Contact agency for any property requirements.
Area Served: Norfolk
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Norfolk Redevelopment and Housing Authority
Telephone: (757) 441-2400
Email: N/A
 


Administered by: Arlington County
Program Name: Home Improvement Loans
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: The Home Improvement Program (HIP) administered by AHC, Inc. provides technical and financial assistance to income eligible home owners to make repairs and/or improvements to their home.
General Property Requirements: Contact agency for any property requirements.
Area Served: Arlington County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Housing Information Center
Telephone: (703) 228-3765
Email: housingdivision@arlington.va.us
 


Administered by: Roanoke Redevelopment and Housing Authority
Program Name: Homeownership Opportunities Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Offers new three and four bedroom homes to low to moderate income first time home buyers with special financing.
General Property Requirements: Property must be from agency's available inventory.
Area Served: Roanake
General Applicant Requirements: 1) First time homebuyer. 2) Meet income limits.
To qualify or for more information, contact: Roanoke Redevelopment and Housing Authority
Telephone: (540) 983-9281
Email: rrha@roanoke.infi.net
 


Administered by: Danville
Program Name: Housing Rehabilitation Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: Contact agency for program details.
General Property Requirements: Contact agency for any property requirements.
Area Served: Danville
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Housing & Development Division
Telephone: (434) 799-5260
Email: housing@ci.danville.va.us
 


Administered by: Charlottesville
Program Name: Down Payment and Closing Cost
Type of Assistance: Loan
Maximum Assistance Amount: 50% of downpayment
Purpose: Rehabilitation
Brief Program Description: Assists low and moderate income households purchase homes by helping pay downpayment and closing cost.
General Property Requirements: Meet purchase price limits.
Area Served: Charlottesville
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Jesse Butler, Housing Authority of Charlottesville
Telephone: (473) 970-3253
Email: butlerj@ci.charlottesville.va.us
 


Administered by: Charlottesville
Program Name: First-Time Homebuyer Assistance
Type of Assistance: Loan
Maximum Assistance Amount: $15,000
Purpose: Purchase
Brief Program Description: To assist low-income families in becoming homeowners by providing a zero percent interest loan to make up the difference in what family’s income qualifies them to purchase and the sale price
General Property Requirements: Meet purchase price limits.
Area Served: Charlottesville
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Jesse Butler, Housing Authority of Charlottesville
Telephone: (473) 970-3253
Email: butlerj@ci.charlottesville.va.us
 


Administered by: Danville Redevelopment and Housing Authority
Program Name: Home Ownership Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Purchase
Brief Program Description: Uses Section 8 housing vouchers to assist qualified individuals obtain the American dream of owning their own homes.
General Property Requirements: Contact agency for any property requirements.
Area Served: Danville
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Danville Redevelopment and Housing Authority
Telephone: (804) 793-1222
Email: N/A
 


Administered by: Fairfax
Program Name: 0% Interest Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: $100,000
Purpose: Rehabilitation
Brief Program Description: In conjunction with Cardinal Bank, the City of Fairfax Renaissance Housing Corporation (FRHC) will make available home improvement loans up to $100,000 with no interest paid by the borrower for the first two years. Interest on this loan will be paid by the FRHC during the 24-month term.
General Property Requirements: Contact agency for any property requirements.
Area Served: Fairfax
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Neighborhood Renaissance Office
Telephone: (703) 385-7805
Email: homepride@fairfaxva.gov
 


Administered by: Alleghany County
Program Name: Indoor Plumbing and Rehabilitation Loan Program
Type of Assistance: Loan
Maximum Assistance Amount: Contact agency for amount.
Purpose: Rehabilitation
Brief Program Description: This program is designed to assist low- to moderate-income families that lack complete or partial indoor plumbing.
General Property Requirements: Contact agency for any property requirements.
Area Served: Alleghany County
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Melissa Landis, County Administrator’s Office
Telephone: (540) 863-6600
Email: N/A
 


Administered by: Virginia Beach
Program Name: Home Improvement Loan Program
Type of Assistance: Loan / Grant
Maximum Assistance Amount: $20,000
Purpose: Rehabilitation
Brief Program Description: Provides low-cost financing (35% matching grant to go with private loan) for the rehabilitation of a home for qualified owner-occupants city wide.
General Property Requirements: 1) Owner occupied single family homes, town homes, and condominiums in Virginia Beach. 2) Mortgage and real estate taxes must be up to date. 3) City real estate assessment cannot exceed $133,000.
Area Served: Virginia Beach
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Housing and Neighborhood Preservation
Telephone: (757) 426-5750
Email: N/A
 


Administered by: Virginia Beach
Program Name: City Wide Deferred Loan/Grant Program For Senior & Disabled Citizens
Type of Assistance: Loan / Grant
Maximum Assistance Amount: N/A
Purpose: Rehabilitation
Brief Program Description: No interest deferred loan for seniors (age 62 or above) or permanently and totally disabled (unable to engage in any substantial gainful activity as certified by a doctor). Eligible improvements include correction of code violations, energy efficiency improvement, exterior improvements to reduce maintenance, improvements to make house accessible for disabled individuals and other optional improvements not to include luxury items.
General Property Requirements: 1) Owner occupied single family homes, town homes, and condominiums in Virginia Beach. 2) Mortgage and real estate taxes must be up to date. 3) City real estate assessment cannot exceed $133,000.
Area Served: Virginia Beach
General Applicant Requirements: 1) Meet income limits. 2) Disabled or senior citizen.
To qualify or for more information, contact: Housing and Neighborhood Preservation
Telephone: (757) 426-5750
Email: N/A
 


Administered by: Virginia Beach
Program Name: City Wide Loan/Grant Program
Type of Assistance: Loan / Grant
Maximum Assistance Amount: $25,000
Purpose: Rehabilitation
Brief Program Description: Provides low-cost financing (low-interest loan and energy grant) for the rehabilitation of a home for qualified owner-occupants city wide.
General Property Requirements: 1) Owner occupied single family homes, town homes, and condominiums in Virginia Beach. 2) Mortgage and real estate taxes must be up to date. 3) City real estate assessment cannot exceed $133,000.
Area Served: Virginia Beach
General Applicant Requirements: Meet income limits.
To qualify or for more information, contact: Housing and Neighborhood Preservation
Telephone: (757) 426-5750
Email: N/A
 


Administered by: Davis Wharf
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Davis Wharf
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dante
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dante
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Damascus
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Damascus
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Daleville
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Daleville
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dayton
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dayton
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Deerfield
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Deerfield
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dendron
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dendron
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Davenport
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Davenport
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Darlington Heights
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Darlington Heights
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Delaplane
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Delaplane
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Deltaville
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Deltaville
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Edwardsville
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Edwardsville
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dolphin
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dolphin
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dunnsville
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dunnsville
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dutton
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dutton
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dyke
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dyke
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Eagle Rock
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Eagle Rock
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Earlysville
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Earlysville
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: East Stone Gap
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: East Stone Gap
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Eastville
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Eastville
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dungannon
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dungannon
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Edinburg
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Edinburg
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dundas
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dundas
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Eggleston
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Eggleston
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Eheart
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Eheart
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Elberon
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Elberon
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Elk Creek
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Elk Creek
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Elkton
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Elkton
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Elkwood
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Elkwood
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Elliston
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Elliston
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Emory
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Emory
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Ebony
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Ebony
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Draper
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Draper
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Diggs
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Diggs
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dillwyn
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dillwyn
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dinwiddie
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dinwiddie
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Disputanta
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Disputanta
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Doe Hill
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Doe Hill
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dogue
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dogue
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Doran
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Doran
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Cripple Creek
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Cripple Creek
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dunn Loring
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dunn Loring
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Drakes Branch
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Drakes Branch
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dewitt
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dewitt
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Drewryville
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Drewryville
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 


Administered by: Dry Fork
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: N/A
Area Served: Dry Fork
General Applicant Requirements: N/A
To qualify or for more information, contact: N/A
Telephone: N/A
Email: N/A
 

Administered by: Dryden
Program Name: N/A
Type of Assistance: N/A
Maximum Assistance Amount: N/A
Purpose: N/A
Brief Program Description: N/A
General Property Requirements: