Mortgage Calculators


This calculator  will compare and your monthly income with your monthly spending habits so that you can figure out your budget.


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This calculator  will compare and your monthly income with your monthly spending habits so that you can figure out your budget. The difference between your income and expenses are computed.

 Step 1: Monthly Income 

 
Salary/wages (after taxes): $   Interest or Dividends: $  
Social Security Income: $   Other Income: $  
  Total Monthly Income: $  
 
 Step 2: Monthly Expenses - Housing 
 
Mortgage Payment: $   Water/Garbage: $  
Heat/Electricity: $   Telephone: $  
Property taxes: $   Cable: $  
Home Maintenance: $   Miscellaneous: $  
  Total Monthly Housing Expenses: $  
 Step 3: Monthly Expenses - Insurance and Food 
 
Auto Insurance: $   Home Insurance: $  
Life Insurance: $   Health insurance: $  
Supermarket: $   Restaurants: $  
Miscellaneous insurance: $   Miscellaneous food: $  
Total Monthly Insurance and Food Expenses: $  
 
 Step 4:  Monthly Expenses - other 
 
To savings: $   Clothing: $  
Debt Payments (credit cards, loans): $   Transportation (car loan, gas, repairs, etc.): $  
Child Care: $   Recreation/Vacation: $  
Gifts: $   Education: $  
Medical/Dental: $   Newspaper/Magazines $  
Videos/CD's/Tapes: $   Personal Services: $  
Alcohol/Tobacco: $   Children's Expenses: $  
Charity/Church/Giving: $   Miscellaneous: $  
Total Other Monthly Expenses: $  
 
 Step 5:  Monthly Totals 
 
  Total Monthly Income: $  
  Total Monthly Expenses: $  
  Difference (Total Income - Total Expenses): $  
 

Click the calculate button for the monthly difference between debts and income.

 Calculate
   
 

 
Disclaimer: Our mortgage calculators are presented strictly for illustrative purposes. All results disclosed by our calculators are estimates and HomeBuyerFunds.com assumes no liability or responsibility for computational errors. HomebuyerFunds.com makes no guaranty or representation that you will qualify for any particular loan, loan amount or loan terms.

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